wealth creation

Expert Portfolio Design and Management

An essential part of a successful wealth creation strategy, which is often afforded too little attention is the design and management of the investment portfolio. Designing an investment portfolio is about matching asset allocation to risk tolerance and strategy. It is imperative that the correct portfolio is designed to ensure the success of a wealth creation strategy.

Once a strategy has been formulated our process is to methodically design an asset allocation with the aim of reducing portfolio risk whilst increasing return.

This is achieved by strategically allocating funds to a number of asset classes, asset class sectors and investment styles in order to reduce the standard deviation (risk) of your portfolio and increase long term performance. We then apply our extensive range of investment products and fund managers to individually select the appropriate managers for the specific allocations.

 

Wealth Creation Strategies designed specifically to suit you
The design of innovative strategies is a central element of Wealth Creation. Below is a list of some of the strategies that we can provide at CNP Financial Innovation:

  • CNP Property/Growth Strategy
  • Self Funded Strategies using Commercial Property
  • Strategic Asset Allocation
  • Regular Savings Plans (Dollar Cost Averaging) – Take the volatility (risk) out of your portfolio
  • Portfolio Rebalancing (can increase long term performance by effectively buying low and selling high)
  • Margin Lending and Instalment Gearing (leveraging via a margin loan using your investments as security)
  • 100% Capital Protected Growth strategies

Outperforming
At CNP Financial Innovation we aim to design and manage investment portfolios that consistently outperform a similar benchmark portfolio by a minimum of 1% p.a. over the long term net of fees and charges, based on a moderate risk profile. We aim to do this by formulating a combined strategic asset allocation and sector specific allocation utilising a large range of high quality low fee index managers and sector specific boutique managers. Other techniques such as tactical asset allocation, rebalancing and dollar cost averaging are also designed to enhance performance.

 

Download PDF: Effect of Outperforming

 

 

CNP Financial Innovation is a corporate authorised representative of the Australian Financial Services Licensee WealthSure Pty Ltd. License No 238030. 34 Hasler Road, Osbourne Park WA 6017.
getting all the facts
While it is important to create wealth, it is just as critical to avoid costly mistakes that could set your wealth creation back for years or even permanently.

Before investing your hard earned dollars and when choosing a wealth creation strategy it is crucial to ensure you are receiving ALL the facts, and that they are up to date and accurate and that the assumptions used are reasonable and based on reputable evidence.

It is very easy to make a strategy look better than it really is when using incorrect facts and unrealistic assumptions. It is also just as important to compare your strategy and ensure you are comparing apples with apples.